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Also known as "waiting period. Group Health Insurance — Coverage underwritten on members of a natural group, such as employees of a particular business, union, association, or employer group. Loss Ratio — The ratio of incurred losses and loss-adjustment expenses to net premiums earned. We pride ourselves of this product and it is by far our most asked for product. Personal Injury Protection — Pays basic expenses for an insured and his or her family in states with no-fault Auto insurance. Each individual is entitled to benefits. Many insurance policies provide such coverages, but the two most often used are the Commercial Package Policy and the Business Owners Policy. Benefits include paid hospital expenses, medical expenses, surgical expenses and income payments. Liability Insurance — Insurance that offers protection against third-party claims, which means that payment is made to someone who suffers loss caused by an insured person. Towing Insurance — Provides coverage if an insured auto needs to be towed or requires roadside assistance. Claimant — Individual or entity presenting a claim. You May Also Like.
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Inter Casino - Kostenlos Casino Online Spiele spielen You will not be disappointed. Waiver of Premium — A provision in some insurance contracts that enables an insurance company to waive the collection of premiums while keeping the policy in force if the policyholder becomes unable to work because of an accident or injury. Liability — Broadly, any legally enforceable obligation. Public adjusters work for the insured in the settlement of claims and receive a percentage of the claim as their fee. Policy — The written contract between an insured and the insurance company. Homeowners Insurance — Protects homeowners from losses to their homes, personal property, and some types of damage or injury to others for which the homeowner is liable. Driver Training Discount — A discount for people who have taken a driver training course; not available in all states or for all individuals.